Who to call for tree removal?
- by siteadmin
Does it sound like a tree falling in the woods when no one is around?
Most homeowners' insurance policies will cover damage caused by a downed tree. However it's a good idea to consult with both your insurer and neighbor first.
Verify that you are the one responsible for the tree.
1. Your Insurance Company
Home and auto coverage will typically cover the costs for repairs if trees fall on your property, such as your car or house. They may also cover costs associated with tree removal. It's important to speak to your insurance agent about your policy so you know exactly what's covered and which areas are excluded.
If a neighboring tree falls into your yard, and damages it, the homeowner's insurance should usually cover the cost of repairs. If the tree fell in an empty area without causing any damage, but still obstructed access to a disabled person or a drive way, you might be responsible for having it removed.
If the tree falls on an electrical line on private property you should immediately notify your utility and local government. Consider purchasing coverage against floods and earthquakes if your area is susceptible to these weather conditions. This might be helpful if, during a severe storm, a fallen tree crashes onto your land.
2. Your Neighbor
Trees add beauty, value, and aesthetic appeal to the landscape of a house. However, the roots of trees can cause problems that homeowners don't want to deal. Most homeowners insurance policies cover these costs.
In many areas of the country, trees that are close to neighboring properties and are considered commons property must be inspected and maintained by both neighbors.
If a branch falls from your neighbor’s property onto your house, speak to them and ask that it be removed. If that fails to resolve the problem, hire a professional service that works with homeowners in order to document and eliminate problematic trees.
3. Your Landlord
Many landlords know their responsibilities regarding the interior of the rental property but neglect exterior maintenance. Landlords may be faced with costly damage from damaged branches and foliage if they do not trim, prune and care for their trees.
Landlords and their neighbors owe it their tenants to properly maintain and care for their properties. This includes keeping trees healthy and safe. If a homeowner knew about an endangered species of tree but did not take action, their tenants may sue the landlord for negligence.
Yonkers City is able to assist with the removal or trees on public land. However, it is up to private landlords to take care of any issues regarding fallen trees. If the tenant has insurance coverage for damage caused by fallen tree, they should contact that insurer as soon possible to request removal services. They could also hire an outside firm if necessary.
4. You yourself
If a tree falls on your property without hitting any structures, it is the responsibility of the homeowner to remove it. To get the job done quickly, call a local business that offers emergency services. They will give you an estimation, rent you dumpsters, and haul away debris quickly.
You will need the right equipment to safely use chainsaws, power tools and other tools. This is true whether or not your utility company has shut down electricity. It is also important that you know how to identify potential dangers before taking any action, especially following storms when surfaces could be slippery with ice or water. Never attempt detangling branches above powerlines. This is true even if you have already disabled the electricity.
If a falling tree hits your home, evacuate immediately. Even if your house was not directly affected by the tree, wind and rain can cause damage. Once you have reached safety, call your insurance company immediately to start the claim processing on your behalf.
PRV Tree Service
Does it sound like a tree falling in the woods when no one is around? Most homeowners' insurance policies will cover damage caused by a downed tree. However it's a good idea to consult with both your insurer and neighbor first. Verify that you are the one responsible for the tree. 1. Your Insurance Company…
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